Scam Warning - or Is AdSense a Scam?

<div dir="ltr" style="text-align: left;" trbidi="on">Of course AdSense isn't a scam. But this is something we see asked in the forum on a pretty regular basis. If it was a scam, you don't think they'd still be in business do you? AdSense have been one of the most recognized, most trusted (and sometimes most maligned) ad services for over 10 years. You don't have a long-running business like that if you really do perpetrate scams on people.<br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdR7ypUY-hseY-ZD5sTeO-HXVCabEKBqtsSgMmiQLgL3lFky76wYrJvAqQzcLzcJ366v-36Ji4llFj6pd3urM0_R0XQnW26qsELEQ7APRZeGyyH4YYTAvSdhDHCxnrhYIrPeLpp2O_C_w/s1600/ScamWarning.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdR7ypUY-hseY-ZD5sTeO-HXVCabEKBqtsSgMmiQLgL3lFky76wYrJvAqQzcLzcJ366v-36Ji4llFj6pd3urM0_R0XQnW26qsELEQ7APRZeGyyH4YYTAvSdhDHCxnrhYIrPeLpp2O_C_w/s320/ScamWarning.jpg" width="280" /></a></div>Having said that, I'm sure a lot of people are thinking "oh sure, you'd say that because you help them" ... well, I don't actually help them. The purpose of the forum isn't to help AdSense, it's to help publishers.<br /><br />Many of the people who come to the forum yelling "AdSense is a SCAM" have already been paid, multiple times. So the question I ask is ... how is this a scam? Scams don't pay you at all, in fact, scams don't pay anyone. With over 2 million publishers, the majority receiving regular payments, how is it a scam?<br /><br />It really isn't. A percentage of those yelling "scammer" are the people who are violating policies (some of them on purpose, some of them by accident, or simply because they lack knowledge).  Lots of publishers out there simply don't understand that to get paid, you have to follow the rules. Others don't even realize what the requirements are for AdSense, and fall afoul of the policies by accident, or by signing up with some promotional site that tells them it's safe for AdSense (most aren't, just so you know).<br /><a name="more"></a><br />And in any automated system, there are sometimes glitches where an individual might not get their payment issued, but those are usually rare and they can be fixed. For those whose earnings are returned to the advertiser ... there generally isn't a glitch or error. It's also not a scam. It's part of the terms.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqXMXmIV1wKQ5Cm1z7T4pOQw0zj_LU8c8-H2O_PJay9LdCwms04HxC2BjD8z1H3aakJ2ey_4kkzaapMc4y491PAT8vP4PyfLO7f_fIerr1TzpBt966mi8xIc__c8JeK4s7D_32ePpiwjc/s1600/ohohstickgirl.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqXMXmIV1wKQ5Cm1z7T4pOQw0zj_LU8c8-H2O_PJay9LdCwms04HxC2BjD8z1H3aakJ2ey_4kkzaapMc4y491PAT8vP4PyfLO7f_fIerr1TzpBt966mi8xIc__c8JeK4s7D_32ePpiwjc/s200/ohohstickgirl.jpg" width="117" /></a>Did you read and agree to the Terms & Conditions when you signed up for AdSense? If so, believe it or not, you agreed to abide by AdSense's decisions. Or, did you just click "I agree" without actually reading it? If you are one of the pubs who didn't read that document you might want to take the time to do it, before some ugly surprise shows up in your inbox. It's always smart to know what you are getting into.<br /><br />Section 5 of the agreement refers to the Payments - here is an excerpt from that section:<br /><br /><blockquote class="tr_bq"><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span class="c1" style="font-family: "cambria"; font-weight: bold;">5.</span><span class="c3 c6" style="font-family: "cambria"; font-size: 7pt;">   </span> <span class="c1" style="font-family: "cambria"; font-weight: bold;">Payments</span></div><div class="c2" style="direction: ltr; font-family: Arial; font-size: 11pt; height: 11pt;"></div><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span class="c3" style="font-family: "cambria";">Subject to this Section 5 and Section 10 of these AdSense Terms, you will receive a payment related to the number of <b><span style="color: blue;">valid clicks on Ads</span></b> displayed on your Properties, the number of valid impressions of Ads displayed on your Properties, or other valid events performed in connection with the display of Ads on your Properties, <b><span style="color: blue;">in each case as determined by Google.  </span></b></span></div><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span style="font-family: "cambria"; font-size: 11pt;">Unless expressly authorized in writing by Google, you may not enter into any type of arrangement with a third party where that third party receives payments made to you under the Agreement or other financial benefit in relation to the Services.</span></div><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span class="c3" style="font-family: "cambria";"><b><span style="color: blue;">Payments will be calculated solely based on our accounting. Payments to you may be withheld to reflect or adjusted to exclude any amounts refunded or credited to advertisers and any amounts arising from invalid activity, as determined by Google in its sole discretion.  Invalid activity is determined by Google in all cases</span></b> <b><span style="color: blue;">and includes, but is not limited to, (i) spam, invalid queries, invalid impressions or invalid clicks on Ads generated by any person, bot, automated program or similar device, including through any clicks or impressions originating from your IP addresses or computers under your control; (ii) clicks solicited or impressions generated by payment of money, false representation, or requests for end users to click on Ads or take other actions; (iii) Ads served to end users whose browsers have JavaScript disabled; and (iv) clicks or impressions co-mingled with a significant amount of the activity described in (i, ii, and iii) above.</span></b></span><b><span style="color: blue;"><span class="c3 c9" style="font-family: "cambria"; font-size: 12pt;"> </span><span class="c3 c14" style="font-family: "cambria"; font-size: 10pt;"> </span></span></b></div><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span class="c3" style="font-family: "cambria";">In addition to our other rights and remedies, we may (a) withhold and offset any payments owed to you under the Agreement against any fees you owe us under the Agreement or any other agreement, or (b) require you to refund us within 30 days of any invoice, any amounts we may have overpaid to you in prior periods.  If you dispute any payment made or withheld relating to the Services, you must notify Google in writing within 30 days of any such payment.  If you do not, any claim relating to the disputed payment is waived.  If an advertiser whose Ads are displayed on any Property defaults on payment to Google, we may withhold payment or charge back your account.</span></div><div class="c4" style="direction: ltr; font-family: Arial; font-size: 11pt;"><span class="c3" style="font-family: "cambria";">To ensure proper payment, you are responsible for providing and maintaining accurate contact and payment information in your Account.  You are responsible for any charges assessed by your bank or payment provider.</span></div></blockquote><blockquote class="tr_bq"> <a href="https://www.google.com/adsense/localized-terms?hl=en_US" rel="nofollow" target="_blank">Full Terms & Conditions Link</a></blockquote><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRkClNkGAsnW_LsE0PVooaD5AvIIJGbhqGJt7zSlD4JzQ3834pS6ClhEEkFcPcaIyuhf_xzbRMQxPEYswrO6mABqplr2JGMW4v3Iy4g6ZPiNuTBgX2qxeFmJgSkGv4oWA31HrF-0NAulc/s1600/StickfigureBoy.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRkClNkGAsnW_LsE0PVooaD5AvIIJGbhqGJt7zSlD4JzQ3834pS6ClhEEkFcPcaIyuhf_xzbRMQxPEYswrO6mABqplr2JGMW4v3Iy4g6ZPiNuTBgX2qxeFmJgSkGv4oWA31HrF-0NAulc/s320/StickfigureBoy.jpg" width="193" /></a></div>It's rather interesting to note that many of the people coming to the forum haven't actually read or understood that document, or at least that part of the document.<br /><br />Over and above all of the foregoing, most people who follow the rules and don't get into any sort of hinky/funky situations will receive their payments regularly. There isn't any scam here, except that perpetrated by those who think it's okay to make money without regard to how you make it. The world has rules ... so does AdSense.<br /><br />And just so you know, this isn't something that's exclusive to AdSense advertising. All ad companies have rules - some differ from AdSense and may not be quite as strict, while others have rules that are almost identical to AdSense. If you use ads from other companies on your sites along with AdSense, and haven't taken time to read the terms of those other companies ... well, you just might want to take the time to do that. While AdSense is a widely used product, there are many other advertisers whose ads appear on sites along with AdSense. If you use multiple advertising companies, it's always a good idea to check each advertiser's regulations to keep your income stream running smoothly.<br /><br />AdSense does have appeal options for some publishers, so disabled accounts can often use the appeals process but there is no appeal for temporarily suspended accounts, and as far as I know, there isn't any way to appeal earnings that have been removed (for invalid activity) and returned to the advertiser.<br /><br />The terms state:<br /><blockquote class="tr_bq"><span style="font-family: "cambria"; font-size: 14.6667px;">If you dispute any payment made or withheld relating to the Services, you must notify Google in writing within 30 days of any such payment.</span></blockquote>As far as I can tell, that isn't part of the appeal process and most likely, you would need to send that notice by regular postal services to AdSense, since there generally isn't an email address to send it to. The address shown at the bottom of the terms page is the only contact they give. See: <a href="https://www.google.com/intl/en/contact/" target="_blank">Google Contact Options</a><br /><br /><br /><div style="text-align: right;"><span style="font-size: x-small;">posted by J. Gracey Stinson </span></div></div>

Scam Warning - or Is AdSense a Scam?

Of course AdSense isn't a scam. But this is something we see asked in the forum on a pretty regular basis. If it was a scam, you don...

Read more »

AdSense Payment Finalizing and YouTube Earnings

<div dir="ltr" style="text-align: left;" trbidi="on"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrs6ELSd1W6xko1Nh-AM2g76_0VZy8GctTi7yzOvNRuZsisjKgG0X9h8BiSbFpO12oub6dI5soh0Ns2a5rNyhLEDT38Iz7zKFeH8GSnvoa8G5tHP5IEGlHhfbhvX35pI3kNfV46PyzK2I/s1600/ShockedStickGirl.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrs6ELSd1W6xko1Nh-AM2g76_0VZy8GctTi7yzOvNRuZsisjKgG0X9h8BiSbFpO12oub6dI5soh0Ns2a5rNyhLEDT38Iz7zKFeH8GSnvoa8G5tHP5IEGlHhfbhvX35pI3kNfV46PyzK2I/s320/ShockedStickGirl.jpg" width="170" /></a></div>Boy, do I hate payment finalizations and payment issue times in the AdSense forum.  Before I get started ... I do want to apologize for stepping outside of my usual decorum when writing for publishers. This post is "as I feel" ... which means a little frustrated (cause, you know, I am human too, just like every other publisher).<br /><br /> Every month it's the same thing, and every month it isn't just new publishers that freak out if their earnings aren't finalized one minute after midnight on the day  the finalizations begin (the first of the month for websites/blogs, and the 11th of the month for YouTube).<br /><br />One minute after midnight ... really people? Have a little patience. Please!<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvd02q8K6WLXjjzdV31rMYb1ZNNLET4PbpyaSaUSWFvFSolZwIxFFhVuTjKEgYegk6oNUGhA-5844GSuNlMNIVsCv1SpNZ_5hvIM00-IXD-d7pGSRRRjMVL1tTjvAC1ebKj0GT9XLgNzg/s1600/stickgirldollar.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgvd02q8K6WLXjjzdV31rMYb1ZNNLET4PbpyaSaUSWFvFSolZwIxFFhVuTjKEgYegk6oNUGhA-5844GSuNlMNIVsCv1SpNZ_5hvIM00-IXD-d7pGSRRRjMVL1tTjvAC1ebKj0GT9XLgNzg/s200/stickgirldollar.png" width="111" /></a>I get it - new publishers who just started might not understand how this works, but a lot of people in the forum who squawk about it happening late are not new publishers. Just because last month or the month before you got finalized earnings on a certain day doesn't mean it's going to happen <b><i>EVERY</i></b> month on the same day. Finalizing earnings happens during a time period - "from" and "to" means anytime in between those days.<br /><br /><a name="more"></a><br /><br />Getting earnings finalized isn't like getting a paycheque from your employer. Employer's issue paycheques on a schedule, like every Thursday or Friday (weekly), or the last day of every second week, or the 15th and 30th of a month. That's entirely different than what AdSense does. You don't work for AdSense. They aren't your employer, and things don't work the way they do with a real world job. AdSense isn't your "job".<br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNvQUh8VE54RZCPt4-3YQ4m-zDjScoefZSXJAPIsesZUa7HLGyFHCUCElkjUzoh_F60ZuIOZBM5n7pHNIIoAjV6VtrQELKfYdiYaT0Nhcha6FrbgkQYrlxdWh2WS0jhdjZQ5jRu0yd784/s1600/finalizedearningsAdSense.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="The finalization process for AdSense ad earnings for publishers." border="0" height="449" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNvQUh8VE54RZCPt4-3YQ4m-zDjScoefZSXJAPIsesZUa7HLGyFHCUCElkjUzoh_F60ZuIOZBM5n7pHNIIoAjV6VtrQELKfYdiYaT0Nhcha6FrbgkQYrlxdWh2WS0jhdjZQ5jRu0yd784/s640/finalizedearningsAdSense.jpg" title="Finalized Earnings Calendar" width="640" /></a></div><br /><b>If you have a website or blog</b>, you should see finalized earnings every month from the previous month, and that happens <b>ANYTIME between the first of the month, and the 7th of the month</b>. So using this month (Feb. 2017) as an example, January's estimated earnings from your site would be finalized sometime between the 1st and 7th of February ... not necessarily 12:01am on the 1st of February.<br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivwMwEOHKw7m_LEF_j7D80kPI9l5sLis_WHIBvE71zDfLRjdgrc8HeXYYzgUz6t38YjMeG3qhoD6Fe8v0f9qepLPFdF6av7d-aW9equ_n23HToYCpFAK__8ynb8zyM52WNNMf1H6r01Kk/s1600/YouTubeBoyBlog.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivwMwEOHKw7m_LEF_j7D80kPI9l5sLis_WHIBvE71zDfLRjdgrc8HeXYYzgUz6t38YjMeG3qhoD6Fe8v0f9qepLPFdF6av7d-aW9equ_n23HToYCpFAK__8ynb8zyM52WNNMf1H6r01Kk/s320/YouTubeBoyBlog.jpg" width="217" /></a></div><b>If you are earning from YouTube</b>, it can happen anytime <b>between the 11th and 15th of the month</b> ... ANYTIME ... regardless of what day you got it last month, or the month before.<br /><br />C'mon people, you're driving us nuts with this stuff. Sure, we like to help people understand things but it's getting a little much. After one or two months of it, you should be understanding how it works.<br /><br />So, no more freak outs because you didn't get it on exactly the day you "normally" do ... there isn't any "normal" day with Adsense and if you use AdSense long enough, you'll eventually (I hope) come to understand that there is very little in the way of "normal".<br /><br />The payment process and timelines are pretty regular, but because they aren't specific days the day it happens (or the date) may not be the exact same all the time, nor will it be the same for all publishers. There's a time frame because it isn't even possible to review and finalize the earnings for over 2 million publishers in a day or two.<br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRsOsaVf5R8Lhfz2FEEDxcAnVh1Snisk7QAiAR2i-UpXeoppeaAc5tmuycY8K1eN0-hVMRJBpDXa1n3AVF38TmPhASBntbFd0PrnhHx7Syl1m2oh-ocrjdlIEnUSneFoq1JOw_XOPFCwg/s1600/PaymentIssued2.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="95" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRsOsaVf5R8Lhfz2FEEDxcAnVh1Snisk7QAiAR2i-UpXeoppeaAc5tmuycY8K1eN0-hVMRJBpDXa1n3AVF38TmPhASBntbFd0PrnhHx7Syl1m2oh-ocrjdlIEnUSneFoq1JOw_XOPFCwg/s200/PaymentIssued2.jpg" width="200" /></a>I've written <a href="https://helpfulinformationfornewbies.blogspot.com/2012/09/when-do-i-get-paid-adsense-payment.html">about the payment process</a> before ... and even updated it but finally guys, finally in the end ... you got to me. Stop freaking out over the finalizing of earnings and take time to learn what the time frames really are.<br /><br />Oh, and on the off-chance that you don't see finalized earnings come payment time (the 21st of the month),<a href="https://helpfulinformationfornewbies.blogspot.com/2015/06/adsense-wheres-my-payment.html"> maybe then you can worry a little.</a><br /><br /><div style="text-align: right;"><span style="font-size: x-small;">posted by J. Gracey Stinson <br /></span></div></div>

AdSense Payment Finalizing and YouTube Earnings

Boy, do I hate payment finalizations and payment issue times in the AdSense forum.  Before I get started ... I do want to apologize for step...

Read more »

Choosing the AdSense Payment Method

<div dir="ltr" style="text-align: left;" trbidi="on">Over the past several years there have been ongoing changes to the payment system for AdSense.  More countries have been moved from payment by cheque or Western Union to EFT (electronic funds transfer) or Wire Transfer, and some countries now have SEPA payments. The actual steps to set up your payment method and to see what is available to your country, see the AdSense help center articles "<a href="https://support.google.com/adsense/answer/1714397?hl=en&ref_topic=1727161&rd=1" rel="nofollow" target="_blank">Setting up your Form of Payment</a>" and "<a href="https://support.google.com/adsense/answer/4731479?hl=en&ref_topic=1727182" rel="nofollow" target="_blank">Payment FAQs</a>".<br /><br /><b>Why can't I choose my payment method?</b><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipiRk9OZeANrFd7g5d9J1nK-WZIMj5vDA0D85t3cgvaWPOWuAkBAq2Sc4OxFAieUKjpnutN2YEpCP6IWZHET0uUYsFrta1Ck_1JqPb2qCRn-PHcpy97fYGCHYpluLCN4jvRrnR8L4Do9w/s1600/stickfemaleblank.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipiRk9OZeANrFd7g5d9J1nK-WZIMj5vDA0D85t3cgvaWPOWuAkBAq2Sc4OxFAieUKjpnutN2YEpCP6IWZHET0uUYsFrta1Ck_1JqPb2qCRn-PHcpy97fYGCHYpluLCN4jvRrnR8L4Do9w/s320/stickfemaleblank.jpg" width="156" /></a>At one time, as soon as your estimated earnings crossed the Payment threshold (usually around $10) the option to choose and confirm your payment method became available in your AdSense account. That, however, has changed now.<br /><br />If you aren't able to choose your payment method, check your "Payment" page in your account. Are there verified earnings showing that reach or exceed the threshold ($10) on that page? If not, you won't yet be able to choose a payment method. Instead of working off the estimated earnings, AdSense payment method now only becomes active shortly after the verified earnings are posted to your payments page, and have reached the verification threshold.<br /><br />For those earning only from a YouTube channel, this would mean waiting until around the 15th of a month for your YouTube earnings to be transferred from your channel onto the Payment page in your Adsense account.<br /><br />For publishers earning from websites or blogs, the finalization takes place between the 1st and 7th of a month.<br /><a name="more"></a><br /><br /><b>"Why Can't I Get my Payment by Cheque ?" OR "I don't have a Bank Account"</b><br /><br />In some cases, the payment method that once existed in your AdSense account may no longer be available in your AdSense account.<br /><br />This would mean that you will need to set up a new payment method in order to continue receiving your payments. In most of the countries where AdSense used to offer payment by cheque and now offers EFT payments, you will no longer be able to get your payment by cheque. You will most likely only be able to choose EFT as your payment method and will require a bank account.<br /><br /><b>When I enter and verify my bank account, when will I get my payment?</b><br /><br /><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidDrxG35oZ60MT2nefPyFQVXvFe7lCuAPLi9TRak4dEgcgvlBW1iX4P7ocmPaA3I6npo0Mcl21l5BaYjm_DeAhQC1MhaJ46iHWAACanN-9VfSxLoUZxODGq16D2Q4bOE6a1IGEGgaFjjY/s1600/configure.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="164" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEidDrxG35oZ60MT2nefPyFQVXvFe7lCuAPLi9TRak4dEgcgvlBW1iX4P7ocmPaA3I6npo0Mcl21l5BaYjm_DeAhQC1MhaJ46iHWAACanN-9VfSxLoUZxODGq16D2Q4bOE6a1IGEGgaFjjY/s200/configure.jpg" width="200" /></a>This depends on a couple of things. If you haven't actually reached the payment threshold (usually set at $100US or equivalent in local currency) then you wouldn't receive a payment until your verified earnings reach that, and then you'd receive a payment during the normal payment cycle. (See "<a href="http://helpfulinformationfornewbies.blogspot.com/2012/09/when-do-i-get-paid-adsense-payment.html">When will I be paid.</a>")<br /><br />If you just reached the payment threshold and entered your bank account, you would also be paid during the normal monthly payment cycle for that month.<br /><br />If your AdSense Payment page has shown that you have been at or above the payment threshold for a few months, but haven't yet received a payment because either you hadn't entered a PIN or hadn't entered and verified a bank account, then you may see your payment issued within a few days after verifying your bank account.<br /><br />This doesn't apply to accounts that still receive payment by Western Union or cheque. Accounts still using those payments would have their payment issued in the regular payment cycle.<br /><br /><b>Can I use someone else's bank account, like a parent or friend?</b><br /><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWBtk1Wa7uAPzT4HQVL-C9F1VErLJ03pyzGofYG5cC9If2kf7x_VUGV4JL5O3w80QVbVbMc-uijDv0mn9m4_UoYCa0kd2QdhQGs7LBXZ3topgtnJjoTAkRtWxnsHSkDsKBoYQTzS9Ex3g/s1600/Stickboy3.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWBtk1Wa7uAPzT4HQVL-C9F1VErLJ03pyzGofYG5cC9If2kf7x_VUGV4JL5O3w80QVbVbMc-uijDv0mn9m4_UoYCa0kd2QdhQGs7LBXZ3topgtnJjoTAkRtWxnsHSkDsKBoYQTzS9Ex3g/s320/Stickboy3.png" width="173" /></a></div>No, you won't be able to verify a bank account unless your name is on the bank account. The account holder of the bank account needs to match the payee name in your AdSense account. Since you can't change the payee name in your AdSense account, you need a bank account in your own name.<br /><br />If a parent has signed up for you, the parent would most likely be the payee name in your AdSense account. That means the parent needs to enter their bank account.<br /><br />For spouses, or anyone else who holds a joint account with someone else, as long as your name is also on the joint bank account, you can use a joint account to receive your payment, as long as the payee name in the AdSense account is one of the names on the joint bank account.<br /><br />Also note, the bank account must be located in the same country as the address in your AdSense account, so as an example, if you live in Canada (like me) and your AdSense account has your Canadian address, you'll need a bank account in a bank in Canada.<br /><br /><div style="text-align: right;"><span style="font-size: x-small;">posted by J. Gracey Stinson©</span></div></div>

Choosing the AdSense Payment Method

Over the past several years there have been ongoing changes to the payment system for AdSense.  More countries have been moved from payment ...

Read more »